Structured Financial Stabilization at Critical Inflection Points
Fortis Business Advisors is a structured stabilization firm engaged where liquidity pressure, capital constraints, and stakeholder exposure converge. We restore financial clarity through disciplined analysis, stakeholder alignment, and sequenced execution.
Core Identity
Fortis Business Advisors approaches financial situations as systems under pressure.
​
When capital structure, operating performance, and stakeholder expectations fall out of alignment, instability follows. Liquidity compresses. Optionality narrows. Decisions accelerate without sufficient structure.
​
We are engaged to restore financial clarity.
​
Our work centers on capital positioning, liquidity visibility, stakeholder alignment, and controlled sequencing. Every engagement begins with a disciplined analysis of cash flow, balance sheet exposure, debt structure, and asset value. Action follows structure, not the other way around.
​
Fortis is advisory first. Execution capable. Control oriented.
Structure Before Action
Financial instability is rarely the result of a single event. It arises when capital structure, operating performance, and stakeholder expectations become misaligned over time.
​
Fortis does not begin with action. We begin with structure.
​
Before liquidity events are triggered, before assets are marketed, before legal strategies are formalized, we establish clarity around cash flow durability, debt hierarchy, collateral exposure, and stakeholder incentives.
​
Execution follows analysis. Sequencing follows control.
​
This discipline allows stakeholders to make decisions from a position of control rather than urgency.
Operating Framework
Capital
Clarity
Comprehensive analysis of cash flow durability, debt hierarchy, and collateral position.
Stakeholder Alignment
Coordination across lenders, owners, attorneys, advisors, and fiductiaries to reduce friction and preserve optionality.
Sequenced Execution
Disciplined implementation of restructuring, monetization, or wind-down strategy once structure is established.
Control
Preservation
Maintaining decision integrity and avoiding urgency-driven outcomes.
Leadership
Fortis Business Advisors is led by professionals with complementary experience across capital structure advisory, operational execution, and institutional credit environments.
Ben Nicholson
President
Ben Nicholson founded Fortis Business Advisors to address financial instability through structured analysis and disciplined execution. His experience spans capital advisory, restructuring, asset monetization, and direct operating leadership within privately held businesses.
​
He brings capital structure fluency and firsthand operating perspective to complex financial situations, aligning stakeholders and sequencing decisions to preserve control and optionality.
Ken Maggi
Managing Director
Ken Maggi brings more than 30 years of experience guiding small businesses through financial distress, lender workouts, and operational restructuring. His background spans accounting, cost controls, receivables and payable management, loan defaults, and structured bank exits.
​
He has worked extensively with businesses navigating complex creditor environments, including restructurings, business sales, and formal bankruptcy proceedings under Chapters 7, 11,12, and 13. Ken is particularly experienced in the strategic use of Section 363 sales and other recovery mechanisms designed to maximize outcomes for lenders, stakeholders, and owners.
​
His approach combines financial discipline with pragmatic execution, helping organizations stabilize operations, clarify alternatives, and move forward with structure and control.
Our Perspective
Financial instability does not emerge in isolation. It reflects broader economic cycles, capital market distortions, demographic transitions, and credit expansion followed by contraction.
​
Privately held businesses often feel these pressures first: compressed margins, tightened lending standards, shifting consumer behavior, and shortened timelines for decision-making.
​
Fortis Business Advisors was built to operate in this environment.
​
We provide structured analysis and disciplined execution at financial inflection points, where preserving optionality requires clarity, coordination, and control.